Resources — written for DFW trades business owners

Real answers. No jargon. From a Texas CPA.

Practical bookkeeping, tax, and operations guides for HVAC, plumbing, electrical, and contracting businesses across Fort Worth and the DFW metroplex.

Written by a Texas-licensed CPA
Updated for 2026 tax year
Built for trades & service businesses
The Pillar Guide

Start here: the complete guide to Texas trades finances.

If you only read one thing, make it this. The foundational playbook every DFW trades business owner should know — from setting up books to filing returns, and everything in between.

⭐ Pillar Article · The Foundation

The Complete Financial Playbook for Texas Trades Businesses

Everything an HVAC, plumbing, electrical, or contracting business owner in Texas needs to know about money — bookkeeping, taxes, payroll, entity structure, and compliance. The big picture that ties all 9 spoke articles together.

9
Connected guides
24
Min read
2026
Tax year updated
Read the Playbook
01
02
03
04
05
06
The Spokes · 9 Deep Dives

Pick your topic. Go deeper.

Each guide is written to stand alone — and connect back to the bigger playbook.

Sole Prop vs. LLC vs. S-Corp: A Trades Owner's Guide

The single highest-leverage decision a trades business owner makes — and the one most owners get wrong by waiting too long.

Read article 12 min read

Self-Employment Tax Explained: Why You're Paying 15.3%

If you're self-employed in the trades, there's a 15.3% tax getting taken out of every dollar of profit before income tax. Here's why — and how to legally pay less.

Read article 9 min read

The Complete Tax Deduction Guide for HVAC, Plumbing & Electrical Contractors

The 30+ deductions trades businesses leave on the table every year. With dollar examples, IRS rules, and the documentation you need.

Read article 14 min read

Section 179 & The Trades Truck Deduction: Timing Your Vehicle Purchase Right

If you're buying a work truck this year, when you buy it matters as much as what you buy. 2026 rules including OBBBA-reinstated 100% bonus depreciation.

Read article 10 min read

Quarterly Tax Planning: The 90-Day System

If you only think about taxes in April, you've already lost most of the savings. Here's the quarterly rhythm that puts you in control.

Read article 9 min read

Job Costing in QuickBooks for Contractors

40% of small construction businesses don't track job-level profit. The ones that do report 15–25% higher margins. Here's how to set it up.

Read article 11 min read

1099 vs. W-2: Are Your Subcontractors Actually Subcontractors?

The #1 IRS audit issue in trades. The 3-factor test, 2026 OBBBA changes, and what misclassification actually costs you.

Read article 10 min read

Every Texas Tax Deadline a Trades Business Owner Needs to Know

Franchise Tax, PIR, BPP, sales tax, payroll — the complete calendar with what each filing is for and what happens if you miss it.

Read article 8 min read

Why Profitable Trades Businesses Run Out of Cash

You can be profitable and broke at the same time. Here's why — and the 13-week forecast that fixes it.

Read article 10 min read

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